Which program is health insurance provided by the government for eligible individuals?

Which program is health insurance provided by the government for eligible individuals?

• A. Medicaid
• B. HMO
• C. PPO
• D. Private Insurance

Answer: (A)

Government-provided health insurance for people who meet certain income and eligibility criteria is Medicaid. It’s a joint federal-state program designed to help low-income individuals and families, including children, pregnant women, people with disabilities, and some adults with limited income, access medical care. Because it’s run by both levels of government, eligibility and benefits can vary somewhat by state, but the essential idea is that Medicaid is government-funded and administered rather than sold by private companies. In contrast, HMO and PPO refer to private managed-care plans that arrange networks of providers and services through private insurers or employers, not government programs. Private Insurance is coverage obtained from private companies, whether through an employer or individually purchased, and isn’t a government-run program.

Government-provided health insurance for people who meet certain income and eligibility criteria is Medicaid. It’s a joint federal-state program designed to help low-income individuals and families, including children, pregnant women, people with disabilities, and some adults with limited income, access medical care. Because it’s run by both levels of government, eligibility and benefits can vary somewhat by state, but the essential idea is that Medicaid is government-funded and administered rather than sold by private companies.

In contrast, HMO and PPO refer to private managed-care plans that arrange networks of providers and services through private insurers or employers, not government programs. Private Insurance is coverage obtained from private companies, whether through an employer or individually purchased, and isn’t a government-run program.